Top 10 Mobile Apps For Online Payments in India 2021

Top 10 Mobile Apps For Online Payments in India 2021

Hello, Readers In this article, you get to know about the Top 10 Mobile Apps For Online Payments in India,  Online payment has made it easy for everyone due to the Best Mobile Wallets In India For Easy Payment Option. As the shopping guides continue to evolve, so does the payment platform.

Top 10 Mobile Apps For Online Payments in India

mobile wallets in India are making this digital payment action taken by the Indian government, banks, Non-Banking Financial Companies, and other objects. Gone are the days when personalities used to bring cash to shop. Now mobile wallets (m-wallets), or virtual wallets, have grown pretty popular.

Top 10 Mobile Apps For Online Payments in India

Here is The List of Top 10 Digital Wallet App in India for Online Payment:

1. Paytm

Paytm (a partial abbreviation for “pay through mobile”) is an Indian digital payment system and financial technology company, based in Noida. In the year 2015, Paytm also launched the Paytm Payments Bank license from the Reserve Bank of India.

Paytm was founded in August 2010 with an initial investment of US$2 million by its founder Vijay Shekhar Sharma in Noida. With these mobile wallets, you can pay just by using your smartphone.

2. PhonePe

PhonePe was launched in 2015 which is now a part of Flipkart. From UPI Payments to mobile recharges, money transfers to online bill payments,  headquartered in Bangalore, India,The PhonePe app is available in over 11 Indian languages.

Using PhonePe, users can send and receive money, recharge mobile, DTH, data cards, make utility payments, pay at shops, invest in tax saving funds, liquid Funds, buy insurance and mutual funds and gold. Etc.

3. Google Pay

With Google Pay, you can use

digital cash and make payments for your shopping, completing mobile bills, electricity bills, and much more. It is fast gaining popularity across India, and by now, many people have downloaded the app and start using it. As it is the most accessible app for you to make your payments done!!

Google Pay is a digital payment app for many Gmail contacts or knows their mobile numbers. Through this mobile wallet, you can send money using the VPA. However, you’ll have to attach your bank account linked with your phone number. It doesn’t allow balance inquiry.

4. Amazon Pay


Amazon Pay is an online payments processing service that is owned by Amazon. It is also a top online payment app in India and the global market. Launched in 2007 globally and in India in 2017,

Amazon Pay uses the consumer base of Amazon and focuses on giving users the option to pay with their Amazon accounts on external merchant websites, including apps like BigBazaar etc. Secure and extremely efficient,  Top 10 Mobile Apps For Online Payments in India


Bharat Interface for Money (BHIM) is a UPI based instant digital payment system available for your mobile phone developed by the National Payments Corporation of India (NPCI). Indian mobile payment App also facilitate e-payments directly through bank and part of the cashless revolution.

This BHIM app allows you to attach all your bank account, ma, makest payments using the, or, or scan QR code. BHIM also allows balance inquiries of your bank account. With these digital wallets, you can make payments for your groceries, shopping, bill payments, and much more.

6. Mobikwik

Mobikwik was launched in 2009 with its key proposition in Recharge and Bill payments. It’s one of the independent mobile payment networks that has a user base of 32 million. This e-wallet lets its users add money using debit cards, credit cards, net banking, and even doorstep cash services.

MobiKwik wallet now also provides financial services like loan, insurance, money transfer and mutual funds. Top 10 Mobile Apps For Online Payments

7. Yono SBI

Yono SBI is another type of digital wallet in India. It is a mobile wallet application, and it was begun by the State Bank of India to let you do the money transfer to your friends, family, or anyone and bank accounts. With the Yono SBI, you can pay bills, recharge, book movies, hotels, shopping, travel, and much more.

This Digital Wallet is a semi-closed prepaid wallet that allows its services in 13 languages and is available for non-SBI users. This digital wallet India government also enables you to set reminders for dues, money transfers and view the mini-statement for the activities carried out. it is also available to non-SBI customers.

8. JioMoney


Jio SIM users will find the JioMoney app installed automatically on their smartphones. If you are not a Jio user, you can download it from the app store on your device and use it. You do not necessarily need a bank account to recharge JioMoney.

The Jio Money offer digital wallet in India also allows you to make protected digital payments from everywhere. Along with that, the app is straightforward for everyone to use and pretty manageable to operate.JioMoney, started late in 2016 by Jio, is the best payment app in India 2020.

The JioMoney app is motivated by the idea of digital wallets in India. Similarly, the JioMoney app allows you to get all the advantages of cash. Above all, without any of its conditions.

9. PayZapp – HDFC Bank

PayZapp is a complete payment solution that has a one-tap feature for easy payment. Not only does it let you recharge your phone or send money but also your DTH and data cards, pay utility bills, compare book flight tickets, trains, hotels and, shops. You can also use it to transfer cash to anyone on your contact list.

PayZapp card isn’t a real debit card. Alternatively, it resembles the PayZapp app, finished with the 16-digit debit card number and three-digit Card Verification Value (CVV) along with vital features such as your name and date of expiry.

10. ICICI Pocket

Pockets by ICICI Bank is an e-wallet that allows user to recharge mobile, send money, online shopping, pay bills anywhere and much more. ICICI Pockets wallet is the first app in India to offer UPI, Bharat QR code payments.

Pockets by ICICI is a digital bank that offers Mobile Wallets in India 2020 for its customers and one of the best e-wallet in India 2019 and now too. It gives the advantage of using any bank account in India to fund your mobile wallet and pay for purchases.

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